Compare how each policy helps and whether having both could better protect your household finances Critical illness cover and income protection are often confused, with many people assuming if they have one, they don’t need the…
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How specialist lending and bespoke mortgage options can help people with non‑standard incomes, credit or property types Specialist lending is a phrase you might hear batted about by mortgage advisers, but what does it mean? And…
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Understanding what’s protected — and what isn’t — in your policy Home insurance is used to describe buildings and contents insurance. Buildings insurance is a requirement with a mortgage and is designed to pay for rebuilding…
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Can you get a mortgage with a bad credit score? The latest industry research has revealed that over 70% of people are worried they won’t be able to get a mortgage due to their credit history.…
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What are Lifetime Mortgages? Lifetime mortgages are a way of releasing equity from a property and are exclusively available to homeowners aged over 55. That basically means they are a way of using the value of…
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Steps to take when your property is valued lower than expected Last year, a survey of 1,000 sales in the UK revealed that nearly half of the properties involved were down valued. But what does this…
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PLEASE NOTE – Applications for Help to Buy were to be submitted by 31st October 2022, and is no longer available to new applicants. The highs and lows of Help to Buy The government has recently…
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Understanding cover options and how to approach life insurance if you have a higher BMI f you’re one of the millions of adults in the UK with a BMI outside of the standard range, you may…
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Last month, the government announced a new Budget and as part of it, they announced a plan to encourage the return of the 5% deposit mortgage. And, good news for all you prospective buyers with less…
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This year, more than ever, Brits are spending more on their homes (as well as Amazon, clothes and takeaways) – a recent survey indicated we are spending £700 more a month on lockdown life. What home…
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We’ve all seen an episode of Grand Designs that’s made us dream of building our own home. We’ve also probably all then watched as the project becomes over budget, over time and absolutely overwhelming, causing us…
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According to the latest report from the Office for National Statistics, there are roughly 6.9 million smokers in the UK. That’s just under 15% of the population. So, if you are a smoker and you’re thinking…
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